Post Office Loans, Low Cost Loans

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	NO PAYMENTS for the first 5 months on many loans!
	You can borrow up to £100,000.
	Spread your payments out and make them more affordable. Repayment periods from 3-30 years.
	Arrears, CCJ's or bad credit? No problem - All Accepted.
	Borrow up to 100% of your home's value.

	Top Lenders


	Even with the constant changes in our day-to-day lives, the post office’s delivery of mail remains one of the constants that we can rely on. Whether we are sending a single letter or a huge package, the post office makes deliveries to any place and through any type of weather. Even in this age of e-mails and online chatting, the popularity and reliability of “snail-mail” remains at high levels. Post Office Limited provides the same reliability that your local post office does. While they do send letters and parcels, their services also provide much, much, more: Whether you need extra money for a new vehicle, home improvements or to get your personal finances in order, you can avail of a personal loan from Post Office. These post office loans provide a variety of benefits: l Repayments can be made on a monthly basis l Their unsecured personal loan with a fixed cost lets you borrow an amount ranging from ｣2,000 to ｣25,000. l Competitive rates that range from 7.9% APR to 12.5% l Terms that range from 1-5 years Here are some issues that you should consider, when taking out Post Office loans: l You can borrow up to 90% of your property’s value. l Loan to Value (LTV) is the figure that Post Office loans as a percentage of the purchase price or property value (based on the lower figure) l Post Office never charges a Higher Lending Charge (HLC) l It is advisable but not required, to take out buildings insurance l Overpayments are allowed, with certain restrictions l The amount that you can borrow is based on several factors that Post Office considers, but you should also consider how much you can afford.