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NO PAYMENTS for the first 5 months on many loans!
You can borrow up to £100,000.
Spread your payments out and make them more affordable. Repayment periods from 3-30 years.
Arrears, CCJ's or bad credit? No problem - All Accepted.
Borrow up to 100% of your home's value.
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Some people find it difficult to understand everything there is to know about loans. While other lending companies are too busy with their business agenda of earning profit and advertising products, it is a good thing that there are other companies that would take time to help their customers understand the different rudiments that revolve around loans.

One of these companies is MBNA Loans, which seeks to enlighten some of the major concerns of borrowers and guide them in understanding the processes that go about getting loans.

A common major concern by everyone has something to do with fraud. People are aware that in these types of processes especially with credit card transactions, there is the possibility of having your personal account be hacked and be stolen from. To better protect yourself from fraud, here are some important reminders from MBNA Loans to keep in mind regarding protection and use of credit card and cheques.

Sign your new credit card immediately after receipt.

Never leave your card unattended in public places.

When in a bar or restaurant, ask the staff to bring the Chip and PIN terminal to you or that you go with them instead of letting them take your card away from your sight.

Store your cheques and credit cards in a secure place.

Keep in a safe place all transaction receipts that contain personal and financial information. If you must get rid of them, be sure to shred them into pieces.

Destroy credit cards that you will no longer be using.

Never disclose your personal identification number (PIN) to anyone. Even if you are applying for a loan at MBNA, they will never ask you to give them your PIN.

Always cover your PIN when you are writing it down or when you are using an ATM so that people lining up behind you or staff in front of you will not be able to see it.

Keep your PIN in a very secure place away from the prying eyes of potential thieves.

Do not send credit card information via email because this is not a safe form of communication.
During phone transactions, it is also not all right to disclose sensitive personal and financial information unless you are perfectly sure that you are speaking with an authenticate MBNA personnel (but still, never disclose your PIN).

Install antivirus and firewall programs in your computer to prevent hackers and viruses of stealing your internet banking username and password.

If you fear that there has been a leakage in your personal details, to change your password and security details immediately.

Make sure that there is the padlock symbol on the web browser and the https:// on the URL before you submit any credit card information online. These are the signs that will tell you whether or not a website is secure.

Needless to say, MBNA Loans will go to a great extent in order to help all of its customers in making secure transactions and understanding the world of loans much better.