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NO PAYMENTS for the first 5 months on many loans!
You can borrow up to £100,000.
Spread your payments out and make them more affordable. Repayment periods from 3-30 years.
Arrears, CCJ's or bad credit? No problem - All Accepted.
Borrow up to 100% of your home's value.
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Direct Line make securing a personal loan more straightforward and convenient. In two decades, Direct Line has become a company of over 10,000 employees, offering a wide variety of personal finance products to over 10 million customers within the UK and throughout Europe.

How is Direct Line unique? When the company launched in 1985, it became the first UK insurance company to utilize the phone as its primary means of communication. This helped to eliminate the middleman, thus allowing it to offer better rates on its personal loans. How easy is securing direct line loans? It is as simple as counting from one to seven:

1. Take about 10 minutes of your time to apply online. Yes, it is that easy! Direct Line will then e-mail you, confirming that they have received your application details.

2. Direct Line’s goal is to make a decision on your loan application, within 10 working hours after receiving your application.

In the case that your application is approved, a friendly Direct Line representative will telephone you and send you snail-mail, to confirm the details of your loan and to discuss which form of money you would prefer the loan to be in.

However, in the case that your application is not approved, Direct Line will send you this decision, through e-mail and also via snail-mail. They are 100% dedicated to aiding you in your search for the best loan in the UK.

3. If after 10 working hours upon receiving your loan application, you have not been contacted, this means that Direct Line has been unable to reach you. You can phone them at 0845-300-5988 during the following days and times:

4. After being approved for direct line loans, you will receive a loan agreement form the following day. After receiving it, read it, sign it, and then return it to Direct Line