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Low Monthly payments
You can borrow up to £100,000.
Spread your payments out and make them more affordable. Repayment periods from 3-30 years.
Arrears, CCJ's or bad credit? No problem - All Accepted.
Borrow up to 90% of your home's value.
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For more than 50 years, they have been helping to improve the lives of hardworking, everyday people, through convenient and affordable loans. Whether you want to buy a new house or just make some upgrades to the one you have, their wide array of black horse loans can improve your life. Personal loans basically fall into two main categories: unsecured loans and secured loans.

Unsecured Loans

Simply put, unsecured loans are those that do not require any collateral, such as a vehicle or house. Black Horse unsecured loans provide customers with a cornucopia of benefits:

l    The loans can range from £1,000-£15,000.
l    Repayment periods can range from 1-5 years.
l    Fixed rates are implemented, allowing your repayments to stay unchanged.
l    First repayments can be delayed for a maximum for 90 days.
l    You need not be a homeowner, in order to take out an unsecured loan.
l    Payment breaks are available once annually, during every year.

Using the handy Loan Calculator at the Black Horse homepage, you can quickly and conveniently determine the amount of your repayments, based on the amount that would be borrowed.

Secured Loans

Differing from unsecured loans, secured loans do require collateral. However, like their unsecured loans, secured black horse loans provide you with enough flexibility to meet your personal borrowing needs:
l    Secured loans can range from £3,000 to £40,000.
l    Repayment periods can range from 3-10 years.
l    Fixed rates prevent your repayments from ever increasing.
l    The first repayment can be delayed for a maximum of 90 days.
l    Optional Payment Breaks can be availed of once annually and every year.

Some money matters

When taking out either an unsecured or secured loan, you should be aware of the Annual Percentage Rate, or APR. This is a single percentage figure. It signifies the true annual cost of funds over a loan’s term, and can include any extra costs related to the loan, such as fees.

In addition to keeping the APR in mind, remember that it does not have to be for a new car, home, or motorhome. In fact, you can take out black horse loans for existing credit and debts. By consolidating your debts, you can lower your monthly payments.

Regardless of what questions you have regarding loans, you can always rely on Black Horse’s friendly and convenient customer service. Either call them on the telephone, or visit any one of their over 100 finance centres throughout the U.K.

Whether you want to buy a house, upgrade the one you have, or start up a company that sells houses, Black Horse has the perfect loan for you. You will be pleasantly surprised at the low interest rates, affordable monthly payments, and convenience of their unsecured and secured loans.